How Do Insurance Companies Help in the Case of a Personal Injury Claim?

 When a third party has injured you, you first need to contact a solicitor to file for a personal injury settlement. Solicitors have handled most types of personal injury claims like construction accidents, vehicle accidents, medical accidents, and defective products. However, the victim’s insurance company will be there to make these claims to avoid paying the money out themselves. When you have suffered and it is the other party’s fault, then you are liable to get compensation for the damage suffered. But insurance companies are interested in protecting their profit margin. So before you contact your insurance company representative, speak to a solicitor to make sure you have the right idea about how to make personal injury settlements.




Insurance companies are there to make you accept a lower compensation amount. Having a personal injury lawyer on your side will make a great difference and help you to get a well-deserved amount for the loss you have suffered.

 

1.                  Blaming the Victim

When your case has gone to court, the insurance company adjuster will try to blame you for the accident. This is quite a common method that companies use to avoid liability for slip-and-fall accidents, car accidents, and similar instances. Remember, you cannot recover compensation for damages if the other party’s actions have not led to those damages. Thus the insurance company will try their best to avoid the payments by shifting the blame for your damages to you. If the court is convinced that you are 50% at fault, then the compensation amount could be reduced to 50%. Thus it is vital to work with a personal injury lawyer to support your case.

 

2.                  Using the Delay of Medical Care to Deny the Claim

In some cases, victims might feel ok after the accident. Some injuries take a few hours or days for the symptoms to become apparent. If you do not take any prompt medical care, the insurance company may argue that the accident did not cause any injury. This is why prompt medical care is essential for personal and health injury claims. Make sure to visit a doctor right after the accident. Also, you need to report all the symptoms to ensure they are documented. This will help you stay prepared for the case ahead.

 

3.                  Dragging out the Case

The insurance company will try to drag out the compensation claim by delaying the settlement in an attempt to make you give up and accept a lower offer. They may try to create a statute of limitations defense. This refers to there being a deadline for filing a personal injury lawsuit. If you have failed to file before this deadline, then you will lose your right to a legal claim. This is why you must look for personal injury solicitors and have them help you file the claim as soon as possible.

 

Seek Professional Help

Undoubtedly settlement cases can be quite complicated. This is why it’s better to look for personal injury solicitors and hire someone who has the experience to handle it for you. Sinnott Solicitors is the firm you can rely on. They have experienced professionals to provide legal support. Their experts will take care of every minor detail. They will provide you with the right support and a better chance of getting the compensation you deserve. So, when you have suffered from a personal injury, make sure you contact the firm as soon as possible so that you can file a claim on time.

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